Islamic Murabaha & Home Mortgage Calculator (SAMA & UAE DBR 2026)
Calculate maximum Sharia-compliant Murabaha mortgage eligibility under SAMA 50% Debt Burden Ratio (DBR) caps, monthly installments, and profit rates.
Islamic Murabaha Financing Calculator
Maximum Finance Eligibility Amount
847,058.00 ر.س
Max Monthly Installment (50% DBR): 6,000.00 ر.س |
Total Murabaha Profit: 592,941.00 ر.س
Mortgage Eligibility Matrix
| Net Salary | Max Installment (50%) | 20 Years Finance | 25 Years Finance |
|---|---|---|---|
| 5,000 ر.س | 2,500 ر.س (50%) | 352,941 ر.س | 400,000 ر.س |
| 8,000 ر.س | 4,000 ر.س (50%) | 564,706 ر.س | 640,000 ر.س |
| 10,000 ر.س | 5,000 ر.س (50%) | 705,882 ر.س | 800,000 ر.س |
| 12,000 ر.س | 6,000 ر.س (50%) | 847,059 ر.س | 960,000 ر.س |
| 15,000 ر.س | 7,500 ر.س (50%) | 1,058,824 ر.س | 1,200,000 ر.س |
| 20,000 ر.س | 10,000 ر.س (50%) | 1,411,765 ر.س | 1,600,000 ر.س |
| 25,000 ر.س | 12,500 ر.س (50%) | 1,764,706 ر.س | 2,000,000 ر.س |
| 30,000 ر.س | 15,000 ر.س (50%) | 2,117,647 ر.س | 2,400,000 ر.س |